By The Mack Law Firm

If you’ve been hurt on the job, you may be entitled to more than just medical care—you might qualify for a workers’ compensation settlement. Here’s what to expect:

1. What Is a Workers’ Comp Settlement?
A settlement is an agreement between you and the insurance company to resolve your case—usually for a lump-sum payout or structured payment.

2. When Can You Settle?
After you’ve reached Maximum Medical Improvement (MMI)—meaning your condition has stabilized—you may be offered a settlement.

3. Types of Settlements:

• Compromise Settlement Agreement (CSA): Ends your case completely, often in exchange for a larger payout.

• Form 26A Settlement: Keeps medical treatment open, typically used when returning to work with permanent restrictions.

4. Pros & Cons
A settlement can give you financial security, but may also waive future rights—so negotiating carefully is key.

5. Why Legal Help Matters
You only get one shot at settling. An attorney ensures the offer is fair and protects your long-term needs.